Our Service

We Care

Most financial institutions care about your wealth, not your health. Tortoise is the only savings account that is truly concerned about your overall well-being. If you create your savings account with us, we will pay a higher interest rate for living a healthier life.



Mobile savings app for your health.

Set your daily goals

Customize your daily step goal and maximum daily savings amount to start savings seamlessly.

Check your progress & Share with friends

See live visual updates of tour savings and walking steps; share your accomplishments with friends on Facebook.

Reach your goals & Make extra cash

Reach your daily step goal and get an extra savings bonus every day.

Plan & Record your health habits

Save in Tortoise instead of paying for unhealthy desires and Share your healthy memories with a friend!

Let’s start Tortoise

Download the app now by clicking the link below on your phone


Wealthier and Healthier

Grow your money faster with Tortoise’s daily interest. Up to 2.5% APY depending on the number of Daily Steps you walk with us.

People who walk less than 2,000 steps per day may have annual medical costs of over $10,000. Conversely, those who walk 8,000 or more steps may decrease those costs to as low as $3,000¹)

1) Savvy Sherpa. Dishman, R. et al. 2013. Physical Activity Epidemiology. Champaign, IL: Human Kinetics.

What is your benefit?

FDIC Insured & Secured

No transfer fees

Save your money and get daily cash rewards up to 2.5%interest rate (APY) depending on your daily steps.

Bank-level security of 256-bit encryption (no information is stored on your phone).

Move funds to and from Tortoise without incurring any service fees.

Make extra cash


Walk at least 8,000 steps a day can save $7,000 on annual medical costs.

The American Heart Association uses the 10,000 steps metric as a guideline to follow for improving health.


Earn up to 2.5% Interest (APY) for 10,000 Steps




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